Chuggy study hard for algebras!

Chuggy wait for hear back on loan modification.
Chuggy stupid mortgage blow up in Chuggy face.
Correction - Chuggy stupid mortgage blow up in Chuggy stupid face.
How Chuggy ever think Chuggy could afford Chuggy house?
Anyway, Chuggy try figure out.
If Chuggy no can figure out Chuggy just let house go, live with Chuggy mom.
How funny? Chuggy be 33 live with Mom!
No, Chuggy make sure loan mod work out for Chuggy!